Designations & Memberships


Why You Should Choose a

Steve has been a CERTIFIED FINANCIAL PLANNER since 2008.

(Reprinted With Permission of CFP Board of Standards)

Choosing a financial planner may be one of the most important decisions you make for yourself and your loved ones. Consequently, take the time to select a financial planner who is competent and trustworthy, one on whom you can depend for professional advice and services. Your future depends on the choices you make.  Learn more by visiting the CFP Board Site at:

Marks of QUALITY

CFP®, and Certified Financial Planner™ are certification marks owned in the U.S. by Certified Financial Planner Board of Standards Inc. (CFP Board) which can help you identify financial planners who are committed to competent and ethical behavior when providing financial planning. Individuals certified by CFP Board have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience and ethical requirements. These standards are called “the four E's,” and they are four important reasons why the financial planning practitioner you select should display the CFP® Certification marks.

Why are the CFP® certification requirements IMPORTANT?

Most people think that all financial planners are “certified,” but this isn't true. Anyone can call himself or herself a “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP® certification provides that sense of security by allowing only those who meet the following requirements the right to use the CFP® certification marks.


EDUCATION: CFP® professionals must develop their theoretical and practical financial planning knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by CFP Board. Other options for satisfying the education component include submitting a transcript review or previous financial planning-related coursework to CFP Board for review and credit, or showing the attainment of certain professional designations or academic degrees.

EXAMINATION: CFP® practitioners must pass a comprehensive two-day, 10-hour CFP® Certification Examination that tests their ability to apply financial planning knowledge in an integrated format. Based on regular research of what planners do, the exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management and insurance.

EXPERIENCE: CFP® professionals must have three years minimum experience in the financial planning process prior to earning the right to use the CFP® certification marks. As a result, CFP® practitioners possess financial counseling skills in addition to financial planning knowledge.

ETHICS: As a final step to certification, CFP® practitioners agree to abide by CFP Board's Standards of Professional Conduct, which sets forth their ethical responsibilities to the public, clients and employers. CFP Board also performs a background check during this process, and each individual must disclose any investigations or legal proceedings related to their professional or business conduct.





National Association of Insurance and Financial Advisors (NAIFA)

Steve and Kelly are current members of NAIFA. The National Association of Insurance and Financial Advisors (NAIFA) was founded in 1890 as The National Association of Life Underwriters (NALU) and is the only organization representing insurance and financial advisors regardless of their services or products. NAIFA strives to promotes and protect the critical role of insurance in a sound financial plan and the essential role of professional advisors.



Million Dollar Round Table (MDRT)

Steve is a qualifying and lifetime member of the Million Dollar Round Table. Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is a global, independent association of more than 43,000 of the world's leading financial services and life insurance professionals from more than 500 companies in 67 countries. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the financial services and life insurance business.



Southwest Florida Estate Planning Council (SWFEPC)

Steve is a member of the Southwest Florida Estate Planning Council. Organized in 1964, the Southwest Florida Estate Planning Council exists to encourage the highest level of professional service in the Estate Planning field by mutual involvement in:

  1. Understanding the role of each discipline in the total planning process.
  2. Fostering the team concept to provide broad input based on the experience and knowledge of each member.
  3. Understanding the client and his or her potential problems in depth.
  4. Providing continuing educational opportunities related to Estate Planning at regularly scheduled monthly meetings.
  5. Cooperating with organizations of the various disciplines as sponsors for formal educational opportunities within our geographical area.
  6. Appreciating one another more as the result of regular fellowship.



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